IJBMT

Determinants Of Bank Performance In Nigeria

Dr. Oladele, P. O., Associate Professor of Business Administration, University of Ado-Ekiti, Ado Ekiti. Dr. Sulaimon, A. A., Department of Business Administration, University of Ado-Ekiti, Ado Ekiti. Akeke, N. I., Department of Business Administration, University of Ado-Ekiti, Ado Ekiti.

The failures of banks impact negatively on the customers’ confidence. This has made bank performance to arouse interest from banks regulatory authorities. Hence, this study seeks to identify the variables that determine the performance of banks in Nigeria. Data was collected from sampled 10 banks’ annual reports covering 2005 to 2010 period, using panel regression analysis. The findings show that operating expense, relationship between cost and income, and equity to total assets significantly affects the performance of banks in Nigeria. It recommends policy makers to decrease their operating expense, ratio of cost to income, and increase their equity to total assets ratio.

Public-Private Partnership (PPP) in Cooperative Promotion in Nigeria

Dr. F.U. Agbo, Department of Agricultural Economics , University of Nigeria, Nsukka

As part of her 2007-2009 Medium Term Sector Strategy (MTSS) for the development of the Agriculture and Rural Sector of the economy the Federal Government of Nigeria assigned to the Federal Cooperative Department the task of promoting specialized cooperative societies in the areas of rural infrastructural development, agro-input supply and produce marketing, tractor hire service, enterprise development centres and preservation, processing and storage of fruits, fish, livestock and dairy products. The implementation strategy is a PPP arrangement involving all tiers of government, the private sector and the cooperatives groups. Implementation of the scheme is in the third year and a preliminary assessment of the outcome(s) has been made by a panel of 18 persons made up of 6 academics, 6 federal field officers and 6 state officers.

Contribution Of Entrepreneurs In Provision Of Health Services In Tanzania: The Spirit Of Public - Private Partnership

Ikandilo Kushoka, PhD Candidate, Kampala International University, Dar es Salaam College; Tanzania. Anna Kalunde, Secretary for Health, Ilala Municipal Council, Dar es Salaam; Tanzania

This research study evolved in response to a desire to analyze issues related to entrepreneurship in the health sector in Tanzania. In particular, it discusses contribution of Entrepreneurs in health provision. The research question being answered was: do government officials recognize the contribution of entrepreneurs in provision of health services? The objective of this study was to explore the contribution of entrepreneurs in provision of health services in Tanzania. The study employed a sample of 47 health facilities and 125 respondents. Using the case of Ilala Municipality in Dar es Salaam the study has revealed that 76 percent of respondents reported that they very much recognize the contribution of entrepreneurs in health services provision; 14.4 percent said that the recognition is moderate; and 9.6 percent said that the recognition is very low.

Determining the Optimum Route of Gas Pipeline by Environmental Quantitative Approach Case Study : Fars Gas Company

Ali Mohamadi, Faculty member of Shiraz university, management department, Iran. Payam Shojaei, Phd student at Shiraz university, management department, Iran Amin Arabi, Economical expert of Fars Gas Company,Research&development department

This paper is aimed at selecting optimum route of gas pipeline over three other recommended routes in Fars state. For Ecological Impact Assessment and Risk of creatingf each of these routes, modified Yapp method was used, So that the extent of damages will be determined in recommended routes. In order to assess the risk, some main criterias such as existence of affection points, geographical features of land through the routes have been considered. To extract the relatine wights of these criterias Fuzzy Analytic Hierarchy Process (FAHP) was used. The results show that ecological impact, risk and costs can be decreased by selecting proposed route. In adition, from the environmental view of point among these recommended routes the best one is Eghlid to Sadeh.

Mines to Market – The Gemstones, Diamonds and Platinum: Regional Inclusive Growth Options of Eastern India – (Odisha)

Dr. Biswajit Das, Professor Marketing, KIIT University, Bhubaneswar. Dr. S. P. Rath, Professor – Management Studies, Institute of Hotel Management. Prof. Satish Jayaram , Principal, Institute of Hotel Management. Prof. Rakesh Katyayani, Institute of Hotel Management

Western India’s contribution to business and exports of gemstones and diamond industry is a boon for the country. Eastern India has emerged as the largest raw producers from its mines in the last decade. Precious stones mixed with the white gold are the treasury of the Eastern India as hidden under the soils of under developed region. Odisha a land not with steel and aluminum, now the wealth house of precious and semiprecious gemstones and the huge platinum deposits in its central part. From the raw production to polished production will be the new horizon of inclusive growth option for the region. This heritage trade can also be replicated in the states of eastern India, including Odisha. Due to availability of gemstones in the state; it can equip the youths with industrial training provided by the ITI’s encapsulate in to a course module; giving them ‘merit certificates’ for self employment and employment in the highly skilled category.

The company and its role in balancing the interests of different stakeholders: issue its financial performance?

JAHMANE Abderrahman, PhD student, Institute of Business Administration, University Lille 1 FRANCE. Van Hoorebeke Delphine, Professor, University of Toulon-Var, Fellows, CIRANO, Montreal. LOUART Pierre , Institute of Business Administration, Lille Economie & management (LEM)

Address issues of corporate governance, investors and other stakeholders expect more and more respect for standards in terms of ethics and transparency, companies are more clearly set out the expectations of customers and consumers, supported by a increasing media coverage, in terms of their contribution to sustainable development. The purpose of this paper is to present first the relationship between the company and these partners are becoming more diverse with an emphasis on retention. Secondly we tend to discuss the measure of company performance and satisfaction of all parties where the conflict of interest between them is the problem of sharing value (officer, employees, customers, creditors, shareholders, suppliers , public), noting that most empirical studies mentioned above have distinguished performance indicators relating to the compensation of the shareholders of those relating to the overall value of the business and social responsibility.

Personality Of Teachers

Dr Sandhya Mehta

Personality is a blend of internal as well as external traits acquired over a period of time. It grows continuously and can be developed over a period of time. Most classroom problems are people problems: hence, one requires insights into human behavior in order to teach successfully. There is a clash of personalities many a times. In addition to knowing oneself, the other person must be given consideration. Personality definitely affects us one way or the other. This demonstrates the need for understanding of personality .Understanding personality helps in better processing of student related problems in the classroom. The teachers are the role models for the students. The personality of the teacher adds to the overall classroom effectiveness. The ruthless and uninterested teacher creates a toxic environment filled with negativity and underachievers.

The Effect of Marketing-Mix and Corporate image on brand equity Case study: Kalleh Dairy Company

Narges Asgharpoour, Department of Mobarakeh Branch, Islamic Azad University, Mobarakeh, Iran. Amir Emami, Faculty of Entrepreneurship, University of Tehran, Iran. Rasol Shafieyoun, Department of Mobarakeh Branch, Islamic Azad University, Mobarakeh, Iran

It should be acknowledged that there has been a dearth of research conducted on brand, its importance and aspects in Iranian companies and, to the best of the authors’ knowledge, no research has addressed the importance of brand and corporate image in dairy industry. This work is mainly aimed to appraise consumers’ viewpoint with regards to their motivation to purchase resulting from their awareness of the factors which form consumer behaviors. In addition, this work is to illustrate better and more comprehensive image embedded in brand and also to raise consumers’ awareness about quality of products.

Managing Higher Education Effectively: the New Fiscal Reality

Jeremy Cripps

The growing number of candidates for the GMAT Test confirms "almost universal admiration" of American Higher education. The reality is proving to be challenging in the context of the post 2007 new fiscal reality. Commentators have identified administrative bloat, lack of productivity, betrayal of mission, as a result of the rush to expand. This paper asks whether there are strategies that universities can employ to successfully achieve positive operational results and manage the fiscal challenges. The focus of the paper is on the improvement of fiscal management, this is the key issue for higher education sustainability.

The research of tourist demand of sports and recreational activities in rural areas of Šajkaška

MA Bojana Kovaèeviæ, Higer Bussines School for Professional Studies, Novi Sad, Serbia. Ph.D. Tamara Gajiæ, Higer Bussines School for Professional Studies, Novi Sad, Serbia

Šajkaška is a geographical region in Serbia. It is southeastern part of Baèka. Šajkaška is characterized by suitable tourist-geographical position, a plenty of natural values and appropriate receptive capacity. These characteristics enable a lot of opportunities for developing sports and recreational activities. This paper presents the results collected in the market research about the developing of sport tourism in Sajkaska, about the knowledge of tourist attraction in this area, as well as the interest of potential sport tourists. The main goal of this work is to research opportunities for development sports-recreational tourism, the motivation(s) of the sport tourist and opportunities for organization sports activities holidays, with explanations of the specific examples.

Balancing Professional & Personal Life: Work Life Balance Study @ Indian Oil Corporation Limited

Mr. Sandeep Aggarwal, Assistant Professor

This study investigate the relationship between using work-life balance initiatives and employee’s attitudes toward work-life conflict and the workplace in general. It aims to gain a greater understanding of employee’s views towards work-life balance initiatives and identifying organizational factors that may be important for employees achieving a better balance between work and non-work life. The organization has no. of policies for the employees to maintain balance between work & non-work life. The organization provides all the facilities like LTC, Officer’s club, sports etc. to the employees to keep themselves active. The non probability random sampling was adopted including the sample size of 125. The survey was conducted at different departments of Gujarat Refinery.

The Influence Of Culture On Consumer Choice: A Case Of The Fast Moving Consumer Goods In Ghana

Asiamah Yeboah, CharteredMarketer, B.Ed, Department of Marketing, Management Studies

Meeting customers. needs so as to satisfy and retain them has been the greatest challenge marketing managers face in their job. To do this effectively, the consumer has to be studied carefully so as to know and understand the broad range of factors that influence him. The aim of this paper is to study and find out the cultural influence on consumer choice. Interview and questionnaire were the methods used for the study. The study conclude that the success of the FMCG sector does not depend on literature or what others are doing elsewhere, but is a reflection of the needs and wants, values and life expectations of the people or community in question.

Effective Tourism For Economic Growth In Ghana: The Story Of Western Region

Asiamah Yeboah, CharteredMarketer, B.Ed, Department of Marketing, Management Studies

The tourism sector has been a major source of foreign exchange earner in most countries of which Ghana is no exemption. In Ghana, the sector is third behind cocoa and gold in terms of foreign exchange earnings. However, sustaining and improving the performance has been a major challenge for successive governments. The purpose of this research paper therefore is to explore and find out the factors that influence effective performance of the tourism sector so as to offer pragmatic suggestion to help improve performance. This research is deductive and qualitative therefore, questionnaire and interview were the main methods used. The paper revealed and concluded that in modern tourism, there is the use of transport by air, road, and rail.

Gender, Organization(s) and Managerial Level(s) Differences in Perceiving Role Efficacy

Renu Rastogi, Professor Department of Humanities & Social Sciences, Indian Institute of Technology Roorkee. Santosh Rangnekar,Associate Professor Department of Management Studies, Indian Institute of Technology Roorkee. Umesh Kumar Bamel,Research Scholar Department of Management Studies, Indian Institute of Technology Roorkee

Employees do not work in isolation rather a number of variables interact and cause to their outcomes. These variables can be grouped into organizational and individual variables which play an important role in determining the job related behavior of employees. In this regard present study aims to identifying the interacting role of gender, organizations (public and private) and positions (junior, middle and senior) held by managers in deciding their role efficacy perception.

Customer Expectation about insurance product In Indian Life Insurance Industry

Prof. Bhagabat Barik, Asst. Professor, Marketing,Innovation-The Business School, Khurda, Bhubaneswar

Life Insurance sector has a lot of potential both in terms of sales, revenue and employment generation and difficult to estimate the required customer expectation. Customers realize two basic types of expectation such as desired and adequate service. Life insurance is generally purchased through advisors or simply agents in india.Their personal as well as technical Knowledge catalyzes the acceptance of life insurance products. The different functional benefits that comes to customers mind are critical for all insurer to take into account considering the credence qualities.

Product Life Cycle and Brand Management Strategies

ALABAR, T. TIMOTHY, Department of Business Management, Benue State University

In this stage of rapid change, organizations must relentlessly improve their product processes and systems if they hope to outperform their competitors. Knowing what the product goes through can be of immense assistance in determining the corresponding marketing mix, especially (in this paper) brand management strategies. Thus, the paper is set to understudy the product life cycle and its brand management strategies. The article has therefore shown that products undergo some stages of life existence, ranging from born, develop, age and die. A lot of factors were accounted for, and importance of the product life cycle highlighted.

Insider Trading in the United States

James H. Thompson, Associate Professor of Accounting

Insider trading is the buying or selling of a corporation’s stock or other securities by an employee who has the potential to access non-public information about the company. Although most individuals associate insider trading with illegal activity, a majority of the trades are done legally. Illegal insider trading refers generally to buying or selling a security, in breach of a fiduciary duty or other relationship of trust and confidence, while in possession of material, nonpublic information about the security. This paper discusses disclosures, regulatory efforts, impact on investor confidence, relationship to ethics, and history of major court decisions regarding insider trading in the United States.

The Mode of Financing Used For the Construction of Commercial Buildings in Informal Economies: Empirical Evidence from Somalia

Mohamed Ibrahim Nor. ,Master of Science in Finance,International Islamic University Malaysia.

The purpose of this study was to examine the mode of financing used for the construction of the commercial buildings in Somalia. The study collected data from four recently constructed commercial centers in Bakara market employing an in-depth interview. Applying the theory of Decision Analysis (DA), the study utilized the model of Time Value of Money (TVM) by using the value of financing and the agreed monthly rents of these four commercial centers. The results suggest that the two parts use neither formal Islamic contracts nor conventional financial contracts. The results suggest that financier-tenants do not consider time preferences during the process of analyzing their decisions.

An Assessment of Stress Among M.B.A. Students: A study of Selected Colleges of G.B.T.U. in Lucknow (India)

Priya, Assistant Professor, more than6 years of Teaching Experience in the field of Management. Dr. Vikram Bisen, more than 12 years of Teaching Experience in the field of Management

A postgraduate management course has always been regarded as a highly stressful environment to students. The finding of this research based on the responses which was taken from the M.B.A. Students of Gutam Buddh Technical University), Lucknow. Concern paper examined the symptoms of stress & effect that are likely to be felt by the management students in higher institution. A total of 300 M.B.A. students from different colleges of Lucknow city were participated in this study. Data was collected through self-administered questionnaire. It was found that fear of getting job after MBA poor academic performance, inadequate resources and room-mate conflicts leads to stress among students.

Factors Affecting Service Quality In Nigerian Technological Universities

Ibrahim Danjuma, Doctoral Student, Universiti Teknologi Malaysia, Skudai, Johor. Prof. Amran Rasli, Dean, FPPSM, Universiti Teknologi Malaysia, Skudai, Johor

Over the years, the issue of service quality has gained prominence in services industry, including higher education. Service quality has to do with the ability of service providers to meet or exceed the expectations of customers. From the higher education perspective, customers can be external, such as students and internal such as employees. Students are considered as primary customers, whose perceptions of service quality influence satisfaction, attachment and human capital development. Technological Universities have roles to play in developing knowledge capital for sustainable economic growth and development.

Business of Higher Education- A Business Model for a Higher Education Institution

Prof. K Ashok Anand M,Com, MBA, MPhil, (PhD) , Sidvin School of Business Institute of Technology, Bangalore

Information Communication Technology, Globalization and Competition has changed the outlook of the Higher Education sector, today it is more a merit good than a public good. The individual private gains from higher education have increased the demand for higher education. With decreasing Public funding and increasing demand globally has opened up the sector for private funding and today Private Higher education Institution far outnumber Public higher education Institutions across the Globe. Higher education industry like any other industry is, highly competitive therefore have operate like a business enterprise to sustain the competition.

Why Internationalise? The Case of Family Business

Dr. Guadalupe Fuentes-Lombardo, Business Studies Vice-Dean,University of Jaén (Spain). Dr. Rubén Fernández-Ortiz, Academic Secretary, PDh in Management, University of La Rioja (Spain).

Business growth can be achieved through various strategies. The internationalisation strategy is one of many possible options, but how does the family nature of a company influence its desire for growth and its development of an international strategy in order to achieve it? Are international strategies used in family companies primarily for family reasons or for business reasons? We also examined whether the family and non-family directors had different reasons for promoting internationalisation. By analysing these aspects, we may contribute to literature on the management of family businesses by providing a better understanding of the reasons prompting family businesses to develop internationalisation processes.

SHGs and socio-economic empowerment: A descriptive analysis based on Kudumbashree project in Kerala

Dr.C.S. Siva Prakash, Lecturer, Institute of Management in Kerala, University of Kerala. Dr.K.S.Chandarsekar, Professor & Head, Institute of Management in Kerala, University of Kerala

Poverty eradication and women empowerment are the widely discussed topic all over the world. It has been acknowledged in enumerable studies that the social and economic empowerment of women have a significant positive impact on the poverty eradication and economic development of the country. Therefore the government of India has implemented various schemes to reduce poverty, for empowering poor women and to promote gainful employment. In fact this showed the way to SHGs (Self Help Groups) movement in India. In India Kudumbashree self help groups movement is the largest poverty eradication and women empowerment project in the country under the aegis of Kerala state government.

The Theory and Application of Business Value Management Based on The Model of System Dynamics

Ying Zhao The associate professor of Beijing university of aerotronaic and aieratroic. Xiaojuan Zheng The postgraduate student of Beijing university of aerotronaic and aieratroic. Yongling Ye The postgraduate student of Beijing university of aerotronaic and aieratroic

This article uses the method of system dynamics to analysis the endogenous structure of business's EVA value creation system and to do the dynamical analogue simulation. The result shows that different value creation methods have different influence on business value in the future Besides, level, time distribution and speed of influence also have significant difference. So, system dynamics supply a new tool for business strategy management and sustainable development.

The Impact Of Organisational Culture On Corporate Effectiveness Of The Cement Manufacturing Industry In Nigeria

Dr Saasongu Ezekiel Nongo, Department of Business Management, Benue State University, Makurdi- Nigeria

Organisations like the larger societies also have identified system of values, beliefs and norms that are referred to as organisational culture. Organisational culture has the capacity and capability of affecting the behaviours, attitudes, values, commitment and motivation of employees to work towards the attainment of corporate goals. The study seeks to assess the relationship between organisational culture and corporate effectiveness of the cement manufacturing industry in Nigeria. The research used quasi-experimental research tools. The target population of the study was 4751 employees and 164 managers were sampled and administered questionnaire. The Spearman rank order co-relationship coefficient was adopted for the study using Statistical Package for Social Sciences (SPSS).

Curbing Childhood Obesity through Brand Extension Strategy

Mahreen Mamoon,MSc Intenational Marketing and Management, Queen Mary, University of London

The research aims to discuss McDonald.s brand extension possibilities in respect to the changing market trend towards healthy living and the alarming facts of increasing childhood obesity in the UK. This report will feature McDonald.s background and company profile responding to UK fast food market. The hypotheses is developed relating to branding, focusing on McDonald.s social responsibilities. To confirm and test the hypothesis, qualitative examinations are done and the evidence shows that McDonald.s will be better off with a healthy extension. The process has been aided by the theories available on brand extension literatures and on Corporate Social Responsibility.

Building conceptual relations between organizational learning, knowledge, and memory

Andrea Valéria Steil, Federal University of Santa Catarina (UFSC), Post-Graduate Program in Engineering and Knowledge Management (PGEGC) and of the Department of Psychology, Brazil and Jane Lucia Silva Santos

Given the fragmentation in literature concerning organizational memory, coupled with the need for a greater understanding of how learning and knowledge are embedded in organizations and how they are retrieved, this paper aims to analyze some conceptual relations between organizational learning, knowledge and memory. A conceptual framework is developed and is represented by four propositions. Learning processes develop into new organizational knowledge, which is then stored in different repositories. Organizational knowledge, a product of organizational learning, is an integral part of the organizational memory. Therefore it is possible to use the same measures to analyze both institutional knowledge and organizational memory.

Uses of Alternative forms of Sustainable Energy: Case of Solar Photovoltaic System in the Rural Areas of Bangladesh

Ahamad Tanvirul Alam Chowdhury,University of Gloucestershire. Mahmud Habib Zaman,American International University – Bangladesh (AIUB)

Until 2009 approximately 4.2 million households have been provided with conventional electricity by both private and public organisations. However, the potential market in Bangladesh is approximately 25 million households (World Bank (2009). This figure reflects on residents of both urban and rural areas of the Bangladesh. The Urban inhabitant only account for thirty percent people while the remaining seventy percent of Bangladeshi population lives in rural area. However, only forty percent of the rural population is covered by national grid electricity and eighty percent population has no access to modern form of electricity (Grameen Shakti, 2010).

The Impact Of Human Resource Management On Small Business Performance In Nigeria: An Empirical Juxtaposition

OBASAN, Kehinde A, Department Of Business Administration, Olabisi Onabanjo University

The primary function of Human Resource manager is to attract, developed, and maintaining a talented and energetic workforce to support organizational vision, mission, objectives, and strategies. However, most small and medium enterprises business does not identify such function as crucial in the realization of their various objectives instead it is view as an extra cost without a proportionate benefit. Using the Pearson Correlation Coefficient and a primary data obtained through a structured questionnaire administered to 100 selected Small Business Operators in Ikeja Local Government of Lagos State Nigeria.

Determining the Key Factors Shaping Dealers’ Perception towards Telecom Operators’ Brand Image- An Empirical Analysis

Afreen Choudhury, Senior Lecturer, Department of Business Administration, East West University. Muhammad Intisar Alam, Lecturer, BRAC Business School, BRAC University

The research is aimed to measure the factors influencing dealers. perception regarding the mobile operators brand image in Bangladesh, their significance level and relative importance. The selected factors are . commission, convenience, promotion, after-sale service, consumer demand and earned profit; identified based on exploratory analysis. A descriptive research was designed to analyze the collected survey data through multiple regression analysis and discriminant analysis. Through the study six separate models have been developed for mobile operators that can be used to measure their brand image.